Latest Australian Finance News from Money-Au.com.au
- Latest Finance News
- Featured News Articles
- Personal Finance Hints and Tips
- Macquarie Reports 43% Profits Drop. Stock Still Rockets
- St George Chief to Step Down
- Fortescue Denies Sovereign Wealth Fund Stake Sale
- Santander To Issue Kangaroo Bonds
- Foreign Banks May Withdraw From Aussie Corporate Loan Market
- Aussie Inter-Bank Lending Easing Up
- NAB Cuts 350 Jobs at its UK Unit. Banking Industry Fears More Cuts at Home
- ANZ May Cut Up To 3500 Jobs Before Christmas
- Big Banks Want to Hold on to Big Depositors
- CBA Takes A Beating
- Foreign Banks May Withdraw From Aussie Corporate Loan Market
Foreign banks with Australian operations are considering abandoning the domestic loan market altogether. Such a move would mean that Australian borrowers would be pushed into tight corners facing serious funding pressures. - No Huge Savings in Switching to a Variable Rate Home Loan
One could be forgiven for looking at declining interest rates, and feeling a little buyers remorse if you recently took out an Australian mortgage and opted to pay a fixed interest rate. Switching from a fixed to variable interest rate could save mortgage holders several thousand dollars a year. But if you have recently taken out a home loan and chose to pay a fixed rate, then exiting the agreement is simply cost prohibitive. - Need A Good Broker for All The Cheap stocks out There? Try St. George’s Directshares.
Warren Buffet thinks that stocks all over the world are attractively priced right now. He seems to have an awful lot of confidence in US equities and is putting his money where his mouth is. In fact I would have to agree with him and my own personal view is they do seem cheap to me. But just after I bought some equities at the beginning of November, world equity markets went into free fall and I found myself having to return time and again to Mr. Buffet's op-ed piece in the New York Times for comfort, when the pain it seemed, was just too much to bare. - Read more featured finance news articles
- How to find the right Credit Card for you
- Rise and rise of zero-interest credit cards
- What is the credit crunch?
- Smart cards - the credit card for the 21st century
- The rise of the debit card
- Aussies 'turning cents into dollars with savings'
- The changing shape of home loans
- Exit fees hit thousands of Aussies
- Exploring the home insurance industry
- Cashing in on raising rates
Disclaimer:
* Rates subject to change without notice. The comparison rate above is calculated based on a secured loan amount of $10,000 over a loan term of 3 years. St.George does not provide credit for the amount or over the loan term specified at the interest rate shown above. A comparison rate schedule of our secured personal loan product is available at any St.George branch. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may the cost of the loan.
~ To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry.
^ Subject to system availability and St.George Bank Lending criteria. Approval may take longer if application is referred for further review.
^^Other fees and charges are payable.
# Loan term for Fixed Interest Rate is 1 to 5 years. Loan term for Variable Interest Rate is 1 to 7 years.
** Subject to St.George Bank approval. Minimum redraw amount $500 and a redraw fee applies for each approved request.
Subject to St.George Bank lending criteria. Conditions apply and are available on request. Approval may take longer if application is referred for further review.
View St.George Personal Loan Terms and Conditions.